28 July 2026 — Initial publication
Launched the buyer-protection research section
- Published Sneaky Terms Explained: 12 buyer-hostile clause families with real disputes (Merck v ACE, Mondelez v Zurich, Travelers v ICS, Columbia Casualty v Cottage Health, Inchcape v Chubb [2022] FCA 883) and negotiation guidance.
- Published Underwriter Ratings: 1–5 shield editorial scores across five criteria for Chubb, AIG, Beazley, Coalition, CFC, Zurich, Allianz, AXA XL, QBE, Emergence, Lloyd's market wordings and broker panel facilities, with methodology and sources.
- Published the Buyer's Guide: policy reading order, broker questions, red flags, negotiation checklist, glossary, and the Australian regulatory backdrop (s54 ICA, APRA NCPD/CPS 234, ASIC enforcement posture).
- Key wordings reviewed this run: LMA cyber war clause suite incl. 2026 LMA5567A/B commentary; Beazley War & Cyber War Exclusion and catastrophic-event 50% co-insurance FAQ; Coalition UK Cyber & Tech 3.0; CFC cyber wording; Emergence CEP-005.1.